Quick summary
- Kredily's Free Forever plan covers payroll, HR, attendance, leave and statutory calculations for unlimited employees at ₹0, with no card and no per-seat minimum, according to Kredily's own site.
- OfficePortal Standard is free for the first 5 users, then ₹60 per user per month (about $0.62), with statutory payroll, GPS and biometric attendance included.
- Kredily's paid tiers (Payroll OS at ₹1,249/month and Professional at ₹1,749/month, plus ₹50–70 per employee beyond 25) add features such as salary payouts and challan filing beyond the free plan.
- Both products run genuine statutory payroll; this comparison is less about compliance and more about which feature set and growth path suits your team.
Why teams compare OfficePortal and Kredily
Both are HR and payroll platforms that lead with a free offering, so they come up together in searches for low-cost or free HRMS options. The honest starting point for this comparison is that Kredily's free plan, as published on its own site, has no employee cap — a real point in its favour for a very small or budget-constrained team that only needs core HR, payroll, attendance and leave.
Where the comparison gets more nuanced is in what sits beyond that core: GPS and biometric attendance, a broader mobile experience, and a tiered feature path (performance, timesheets, expense management) are where OfficePortal's paid plans are built to go further.
Pricing compared
Being upfront about this one: Kredily markets itself as free forever for unlimited employees, with full payroll included, and we have no reason to dispute that based on its own published claims. For a team of any size that only needs Kredily's free-tier functionality, that plan can be the lower-cost choice outright.
OfficePortal's free tier covers the first five users, then ₹60 per user per month — so a ten-person team costs ₹300 a month on OfficePortal, versus potentially ₹0 on Kredily's free plan if your needs fit within it. Where OfficePortal's paid tiers earn their cost is in what they add: GPS-based attendance, biometric check-in, a fuller mobile app experience, and features like performance management and expense tracking that come bundled by tier rather than requiring Kredily's separate paid plans (Payroll OS at ₹1,249/month, Professional at ₹1,749/month plus ₹50–70 per employee beyond 25).
Payroll and statutory compliance
OfficePortal's payroll software calculates tax, social security, provident fund and other statutory contributions, generates year-end tax statements, and reads directly from attendance and leave.
Kredily also states it includes statutory calculations for tax, social security and provident fund contributions on its free plan, with full payroll processing (including salary payouts and challans) available on its paid Payroll OS and Professional tiers. If your priority is simply getting statutory calculations right at zero cost, Kredily's free-plan claim is worth taking seriously and verifying directly for your specific state and compliance needs.
Where Kredily may suit you better
- You want free HR and payroll with no employee cap, and your needs fit within its free-tier functionality.
- You are extremely budget-constrained and want to defer any software spend entirely.
- You're comfortable moving to a paid Kredily tier (Payroll OS or Professional) only once you need salary payouts or challan filing specifically.
- You want to test global-first payroll and compliance without any financial commitment, regardless of headcount.
Where OfficePortal fits better
- You want GPS and biometric attendance built into your plan from the start, through attendance tracking, rather than as a feature to check for separately.
- You want a tiered growth path — performance management, timesheets, expense management — bundled into Premium and Elite as you scale, rather than separate paid products.
- You're a small team that wants a fully featured, published-price paid plan from day one. This suits startups and IT companies that expect to need more than core HR and payroll soon.
- You want Android and iOS apps as a core part of the product, not an add-on consideration.
How to choose
- If cost is your only constraint, trial Kredily's free plan first and confirm it covers your actual local compliance needs.
- List the features you expect to need in the next 12 months (GPS attendance, performance reviews, expense tracking) and check which plan, from either vendor, includes them without an upgrade.
- Ask both vendors to demonstrate tax, social security and provident fund contributions output live, using your own payroll data.
- If Kredily's free plan covers everything you need today, there's no reason to pay for more — revisit this comparison as your needs grow.
- Run one month of payroll in parallel before you switch providers, regardless of which platform you choose.